• The Kurt Allen Group

    11550 N Meridian Street
    Suite 450
    Carmel, IN 46032
    Phone: 317.727.5728

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Home / Archive by Category "Homeowner Tips" (Page 2)


Understanding FHA Loans

The pressure of finding the perfect home is stressful enough. Does it offer updated appliances? Does it have enough rooms? Will my family grow while I’m living there? All are great questions, but what about the price? More specifically the dreaded down payment. If your seller follows the typical rule of 20% of the house price is due upfront, this could rack up quickly. What if you could make that 20% lump sum to as low as 3.5%? With the new FHA Loan, Federal Housing Administration, you can! Before you make your decision about a house and loan, take the time to learn a little about the basics.   Not Familiar With the FHA Loan? The FHA Loan was instigated in 1934 during a time…

4 Tips for Single Female Homebuyers

Nationally, single women accounted for 21 percent of all home purchases in the year ended this past June, while single men accounted for just 10 percent, according to the National Association of Realtors. Experts say female homebuyers share characteristics and concerns that set them apart from male buyers. Following are four tips single, female buyers should keep in mind when purchasing a home. Ask Yourself “Will I feel Safe Here?” Living on your own for the first time is exciting.  That said, there are a few potential downsides to solitary living, and personal security can be one of the most significant. Does the home already have a security system installed? If not, ask your realtor about a preferred vendor. Do the neighbors look trustworthy and…

The 7 Rules of Homebuying

Buying a house can be one of the most stressful decisions in life. Many of us are far from millionaires, so there is a lot on our mind when choosing a house. Not only do you have to find the “dream house,” but you also have to consider the debt that comes along with it. Dare I say it? The Mortgage. Just the sound of it could make someone cringe. The housing industry has revealed a lot of families with financial problems because they were never taught how to properly manage their mortgage. Remember, it’s the homeowner’s responsibility to make sure that taking on a mortgage doesn’t push them into these problems. Before making any big decisions with your finances, consider the following seven rules…

What I Can Do for Buyers

What’s the #1 thing buyers want from their agents? To help them find the right home to purchase.  Learn the different areas I help buyers get the right home for them: Lead you through the buying process Whether you’re buying your first home or your fifth, it’s helpful to have an experienced professional who can guide you through the process and make the experience a pleasurable one. Help you find homes that meet your criteria Buying a home is a process of elimination, not a process of selection. My experience and knowledge of the local area can help you find the right home to suit your needs. Connect you with a reputable financial professional Tap into my network of trusted financial professionals! The nature of my…

What I Can Do for Sellers

Lead you through the selling process. Selling a home can be an emotional process. After all, you’ve poured your time, energy and money into making improvements–not to mention the memories you’ve made along the way. Let me be the professional to guide you through the real estate process, from listing to closing and everything in between. Get your property ready to view. Most buyers are looking for a home that is move-in ready. From clearing the clutter to reviving the walls with a fresh coat of paint, I can give you sound advice to get your home ready to sell. Price your home to sell. If you’re thinking of listing your home, I’ll give you a free market analysis to help you price your home…

3 Benefits of Knowing Your Neighbors

Safety. Neighborhoods where people know one another tend to be safer than those where people are strangers. Friendly neighbors might feel more comfortable notifying authorities if they see suspicious activity. Consider: • Starting a neighborhood watch program. • Keeping an eye on your neighbor’s house while they’re out of town. Sharing. Tight-knit neighbors are more likely to share resources, whether it’s a hammer or extra goodies from the garden. Consider: • Helping your elderly neighbors with yard work, snow removal or tasks around the house. • Taking dinner to a neighbor who is under the weather or who just had a baby. Social support. People with strong social ties are not only happier, they also tend to live longer. Consider: • Organizing a block party or potluck dinner to get to know your neighbors….

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